{"id":555,"date":"2013-09-17T19:05:07","date_gmt":"2013-09-17T17:05:07","guid":{"rendered":"http:\/\/www.studiolegalericcio.it\/studio-legale-torino\/?p=555"},"modified":"2013-09-17T19:07:05","modified_gmt":"2013-09-17T17:07:05","slug":"555","status":"publish","type":"post","link":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/555\/","title":{"rendered":"DIVIETO PER LE BANCHE DI CAPITALIZZAZIONE ANNUALE DEGLI INTERESSI"},"content":{"rendered":"<p style=\"text-align: justify;\" align=\"LEFT\"><strong>Cassazione civile, Sesta Sezione, Ordinanza n. 20172 del 03 settembre 2013<\/strong><\/p>\n<p style=\"text-align: justify;\" align=\"LEFT\">La Suprema Corte conferma che una volta stabilito il divieto alla capitalizzazione trimestrale degli interessi per mancanza di clausola espressamente pattuita con la banca, la capitalizzazione non pu\u00f2 avvenire neppure con cadenza annuale. <!--more--><\/p>\n<p style=\"text-align: justify;\" align=\"LEFT\"><em>&#8221;\u00a0Quanto al merito della censura, si osserva che Cass. Sez. Un. 24418\/2010, richiamata dal ricorrente, ha chiarito che, una volta dichiarata la nullit\u00e0 della previsione negoziale di capitalizzazione trimestrale, per contrasto con il divieto di anatocismo stabilito dall\u2019art. 1283 c.c. (il quale osterebbe anche ad un\u2019eventuale previsione negoziale di capitalizzazione annuale), gli interessi a debito del\u00a0 correntista debbono essere calcolati senza operare capitalizzazione alcuna&#8221;.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cassazione civile, Sesta Sezione, Ordinanza n. 20172 del 03 settembre 2013 La Suprema Corte conferma che una volta stabilito il divieto alla capitalizzazione trimestrale degli interessi per mancanza di clausola espressamente pattuita con la banca, la capitalizzazione non pu\u00f2 avvenire neppure con cadenza annuale.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[5],"tags":[14],"class_list":["post-555","post","type-post","status-publish","format-standard","hentry","category-sentenze","tag-anatocismo"],"aioseo_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>DIVIETO PER LE BANCHE DI CAPITALIZZAZIONE ANNUALE DEGLI INTERESSI - Studio Legale Torino<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/555\/\" \/>\n<meta name=\"twitter:label1\" content=\"Scritto da\" \/>\n\t<meta name=\"twitter:data1\" content=\"studiolegalericcio\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tempo di lettura stimato\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minuto\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/555\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/555\/\"},\"author\":{\"name\":\"studiolegalericcio\",\"@id\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/#\/schema\/person\/f11f162f09602a6f3ef65388fd28fab5\"},\"headline\":\"DIVIETO PER LE BANCHE DI CAPITALIZZAZIONE ANNUALE DEGLI INTERESSI\",\"datePublished\":\"2013-09-17T17:05:07+00:00\",\"dateModified\":\"2013-09-17T17:07:05+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/555\/\"},\"wordCount\":115,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/#organization\"},\"keywords\":[\"Anatocismo\"],\"articleSection\":[\"sentenze\"],\"inLanguage\":\"it-IT\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/555\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/555\/\",\"url\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/555\/\",\"name\":\"DIVIETO PER LE BANCHE DI CAPITALIZZAZIONE ANNUALE DEGLI INTERESSI - Studio Legale Torino\",\"isPartOf\":{\"@id\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/#website\"},\"datePublished\":\"2013-09-17T17:05:07+00:00\",\"dateModified\":\"2013-09-17T17:07:05+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/555\/#breadcrumb\"},\"inLanguage\":\"it-IT\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/555\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/555\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"DIVIETO PER LE BANCHE DI CAPITALIZZAZIONE ANNUALE DEGLI INTERESSI\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/#website\",\"url\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/\",\"name\":\"Studio Legale Torino\",\"description\":\"assistenza e consulenza legale Torino\",\"publisher\":{\"@id\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"it-IT\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/#organization\",\"name\":\"Studio Legale Torino\",\"url\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"it-IT\",\"@id\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/wp-content\/uploads\/2019\/05\/cropped-studiolegalericcio_logo2-1.png\",\"contentUrl\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/wp-content\/uploads\/2019\/05\/cropped-studiolegalericcio_logo2-1.png\",\"width\":380,\"height\":76,\"caption\":\"Studio Legale Torino\"},\"image\":{\"@id\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/#\/schema\/person\/f11f162f09602a6f3ef65388fd28fab5\",\"name\":\"studiolegalericcio\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"it-IT\",\"@id\":\"https:\/\/secure.gravatar.com\/avatar\/8d812e31eb999c23adc94fed59de94fd3f0435e9aa356b3602dc7b71c491c8d4?s=96&d=mm&r=g\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/8d812e31eb999c23adc94fed59de94fd3f0435e9aa356b3602dc7b71c491c8d4?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/8d812e31eb999c23adc94fed59de94fd3f0435e9aa356b3602dc7b71c491c8d4?s=96&d=mm&r=g\",\"caption\":\"studiolegalericcio\"},\"url\":\"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/author\/studiolegalericcio\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"DIVIETO PER LE BANCHE DI CAPITALIZZAZIONE ANNUALE DEGLI INTERESSI - Studio Legale Torino","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/555\/","twitter_misc":{"Scritto da":"studiolegalericcio","Tempo di lettura stimato":"1 minuto"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/555\/#article","isPartOf":{"@id":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/555\/"},"author":{"name":"studiolegalericcio","@id":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/#\/schema\/person\/f11f162f09602a6f3ef65388fd28fab5"},"headline":"DIVIETO PER LE BANCHE DI CAPITALIZZAZIONE ANNUALE DEGLI INTERESSI","datePublished":"2013-09-17T17:05:07+00:00","dateModified":"2013-09-17T17:07:05+00:00","mainEntityOfPage":{"@id":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/555\/"},"wordCount":115,"commentCount":0,"publisher":{"@id":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/#organization"},"keywords":["Anatocismo"],"articleSection":["sentenze"],"inLanguage":"it-IT","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/555\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/555\/","url":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/555\/","name":"DIVIETO PER LE BANCHE DI CAPITALIZZAZIONE ANNUALE DEGLI INTERESSI - Studio Legale Torino","isPartOf":{"@id":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/#website"},"datePublished":"2013-09-17T17:05:07+00:00","dateModified":"2013-09-17T17:07:05+00:00","breadcrumb":{"@id":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/555\/#breadcrumb"},"inLanguage":"it-IT","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/555\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/555\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/"},{"@type":"ListItem","position":2,"name":"DIVIETO PER LE BANCHE DI CAPITALIZZAZIONE ANNUALE DEGLI INTERESSI"}]},{"@type":"WebSite","@id":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/#website","url":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/","name":"Studio Legale Torino","description":"assistenza e consulenza legale Torino","publisher":{"@id":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"it-IT"},{"@type":"Organization","@id":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/#organization","name":"Studio Legale Torino","url":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/","logo":{"@type":"ImageObject","inLanguage":"it-IT","@id":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/#\/schema\/logo\/image\/","url":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/wp-content\/uploads\/2019\/05\/cropped-studiolegalericcio_logo2-1.png","contentUrl":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/wp-content\/uploads\/2019\/05\/cropped-studiolegalericcio_logo2-1.png","width":380,"height":76,"caption":"Studio Legale Torino"},"image":{"@id":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/#\/schema\/person\/f11f162f09602a6f3ef65388fd28fab5","name":"studiolegalericcio","image":{"@type":"ImageObject","inLanguage":"it-IT","@id":"https:\/\/secure.gravatar.com\/avatar\/8d812e31eb999c23adc94fed59de94fd3f0435e9aa356b3602dc7b71c491c8d4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8d812e31eb999c23adc94fed59de94fd3f0435e9aa356b3602dc7b71c491c8d4?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8d812e31eb999c23adc94fed59de94fd3f0435e9aa356b3602dc7b71c491c8d4?s=96&d=mm&r=g","caption":"studiolegalericcio"},"url":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/author\/studiolegalericcio\/"}]}},"_links":{"self":[{"href":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/wp-json\/wp\/v2\/posts\/555","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/wp-json\/wp\/v2\/comments?post=555"}],"version-history":[{"count":3,"href":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/wp-json\/wp\/v2\/posts\/555\/revisions"}],"predecessor-version":[{"id":557,"href":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/wp-json\/wp\/v2\/posts\/555\/revisions\/557"}],"wp:attachment":[{"href":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/wp-json\/wp\/v2\/media?parent=555"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/wp-json\/wp\/v2\/categories?post=555"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.studiolegalericcio.it\/studio-legale-torino\/wp-json\/wp\/v2\/tags?post=555"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}